Medicare Advantage Plans (Part C)

All-in-One Coverage with Extra Benefits
Medicare Advantage plans combine hospital and medical coverage—and often include prescription drugs, dental, vision, and more. These plans are offered by private insurers and may have $0 premiums. We help you compare options and find the right fit for your health and lifestyle.

Medicare Supplement Plans (Medigap)

Fill the Gaps in Original Medicare
Medicare Supplement plans help pay for the costs Original Medicare doesn’t cover, like deductibles, copays, and coinsurance. You’ll have the freedom to see any doctor that accepts Medicare, with fewer out-of-pocket surprises. We’ll guide you to the plan that offers the coverage and flexibility you deserve.

Medicare Part D Prescription Drug Plans

Affordable Medication Coverage Made Easy
Part D plans help cover the cost of your prescription drugs and protect you from high out-of-pocket expenses. Plans vary by the medications they cover and the pharmacies they work with. We'll help you choose a plan that meets your needs and keeps your medications affordable.

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✅Need help choosing the right plan?

✅ What are Types of Medicare health insurance plans?

✅Frequently asked questions

✅ General Medicare FAQs

1. What’s the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage (Part C) replaces Original Medicare and often includes extra benefits like dental, vision, and prescription drugs. Medicare Supplement (Medigap) works with Original Medicare to help cover out-of-pocket costs like deductibles and copays.

2. Can I have both a Medicare Advantage plan and a Medigap plan?
No, you cannot have both. You must choose one or the other—either a Medicare Advantage plan or a Medicare Supplement plan with Original Medicare.

3. When can I enroll in a Medicare plan?
You can enroll when you first become eligible for Medicare (usually at age 65), during the Annual Enrollment Period (Oct. 15 – Dec. 7), or during a Special Enrollment Period if you qualify.

✅ Medicare Advantage FAQs

4. Do Medicare Advantage plans include prescription drug coverage?
Yes, most Medicare Advantage plans include drug coverage (Part D), known as MAPD plans. Some plans may not, so it’s important to check before enrolling.

5. Can I see any doctor with a Medicare Advantage plan?
Medicare Advantage plans usually have provider networks (like HMO or PPO). You may need to see in-network doctors unless your plan offers out-of-network benefits.

6. Are there $0 premium Medicare Advantage plans?
Yes, many Medicare Advantage plans have $0 monthly premiums, but you still must pay your Part B premium and any copays or deductibles associated with the plan.

✅ Medicare Part D (Prescription Drug) FAQs

7. Is Medicare Part D required?
It’s optional, but if you don’t enroll when first eligible and don’t have other creditable coverage, you may face a late enrollment penalty.

8. How do I choose the right Part D plan?
Compare plans based on your prescriptions, pharmacy preferences, monthly premiums, and co-pays. We can help you review and choose the right one.

9. Can I change my Part D plan later?
Yes, you can switch plans during the Annual Enrollment Period (Oct. 15 – Dec. 7) or if you qualify for a Special Enrollment Period.

✅ Medicare Supplement (Medigap) FAQs

10. What does a Medicare Supplement plan cover?
It helps pay for things Original Medicare doesn’t, like deductibles, coinsurance, and copays. Some plans offer nearly full coverage for medical costs.

11. Can I see any doctor with a Medigap plan?
Yes, Medigap plans let you see any provider nationwide who accepts Medicare.

12. Do Medigap plans include prescription drug coverage?
No, Medigap plans do not include Part D drug coverage. You’ll need to enroll in a standalone Part D plan for prescription drugs.

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